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Millionaire’s Cheesecake: Layers of Caramel & Chocolate

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Indulge in the luxurious decadence of Millionaire’s Cheesecake! This stunning dessert combines a buttery biscuit base, luscious caramel, creamy cheesecake, and a rich chocolate topping. Perfect for impressing guests or treating yourself, this no-bake delight will elevate your dessert game.

red velvet cheesecake bites

The inspiration for this recipe comes from the classic millionaire’s shortbread, but with a creamy cheesecake twist.

Growing up, my family adored layers of caramel and chocolate.

One day, we decided to combine those flavors with our favorite cheesecake, and this masterpiece was born.

It’s been a hit at every celebration since, and now, I’m thrilled to share it with you.

Why You’ll Love This

  1. Layers of Indulgence: Every bite is an explosion of caramel, chocolate, and creamy cheesecake.
  2. No-Bake Recipe: Perfect for hot days or when you’re short on time.
  3. Crowd-Pleaser: A guaranteed hit at parties and gatherings.
  4. Customizable: Easily adjust the toppings or crust to suit your preferences.
A saucepan filled with bubbling golden caramel being stirred with a wooden spoon, showcasing its rich and smooth texture.

Ingredients

  • For the Base:
    • 200g (7 oz) digestive biscuits or graham crackers, crushed
    • 100g (3.5 oz) unsalted butter, melted
  • For the Caramel Layer:
    • 1 can (397g) sweetened condensed milk
    • 100g (3.5 oz) unsalted butter
    • 100g (3.5 oz) light brown sugar
  • For the Cheesecake Layer:
    • 300g (10.5 oz) cream cheese, softened
    • 200ml (7 fl oz) heavy cream
    • 100g (3.5 oz) powdered sugar
  • For the Chocolate Topping:
    • 200g (7 oz) dark or milk chocolate, melted
    • 50ml (1.7 fl oz) heavy cream

Step-by-Step Instructions

  1. Prepare the Base: Combine the crushed biscuits and melted butter. Press the mixture firmly into a lined springform pan. Chill in the refrigerator while preparing the next layer.
  2. Make the Caramel Layer: In a saucepan, melt butter and sugar over low heat. Stir in condensed milk and cook until thickened. Pour over the biscuit base and refrigerate until set.
  3. Whip the Cheesecake Layer: Beat cream cheese, powdered sugar, and heavy cream until smooth and fluffy. Spread evenly over the caramel layer. Chill again for at least 2 hours.
  4. Add the Chocolate Topping: Melt the chocolate with heavy cream over a double boiler or microwave in short bursts. Pour over the cheesecake layer, smoothing it with a spatula.
  5. Chill to Set: Refrigerate the assembled cheesecake for at least 4 hours or overnight for best results.
  6. Decorate (Optional): Add a sprinkle of sea salt, chocolate curls, or caramel drizzle for a professional finish.
  7. Slice and Serve: Use a warm knife to cut clean slices. Enjoy the perfect balance of flavors and textures!
A springform pan lined with a pressed biscuit and butter crust, ready to be chilled for the cheesecake base.

Tips for Success

  1. Chill Between Layers: Ensure each layer is properly set before adding the next to maintain distinct layers.
  2. Use Quality Ingredients: High-quality chocolate and cream make a noticeable difference in taste.
  3. Line Your Pan: Use parchment paper or a non-stick springform pan for easy removal.
  4. Cut Neatly: Warm your knife under hot water, wipe dry, and cut slices for clean edges.

Nutrition Facts

  • Serving Size: 1 slice (based on 12 servings)
  • Calories: 450
  • Fat: 30g
  • Carbohydrates: 40g
  • Protein: 5g
  • Sugar: 30g
A close-up of a slice of Millionaire’s Cheesecake, revealing layers of biscuit crust, caramel, cheesecake, and chocolate, garnished with a drizzle of caramel.

Common Questions

  1. Can I make this ahead of time? Absolutely! This cheesecake can be made a day in advance and stored in the refrigerator.
  2. What’s the best way to store leftovers? Cover the cheesecake tightly and store it in the refrigerator for up to 4 days.
  3. Can I use a different type of crust? Yes, you can substitute the biscuit base with a chocolate or nut-based crust.
  4. How do I prevent the chocolate layer from cracking? Add heavy cream to the melted chocolate and pour it while slightly warm to prevent cracking.

Millionaire’s Cheesecake: Layers of Caramel & Chocolate

Indulge in the luxurious decadence of Millionaire’s Cheesecake! This stunning dessert combines a buttery biscuit base, luscious caramel, creamy cheesecake, and a rich chocolate topping. Perfect for impressing guests or treating yourself, this no-bake delight will elevate your dessert game.
Course Dessert
Servings 12

Ingredients
  

For the Base

  • 200 g (7 oz) digestive biscuits or graham crackers, crushed
  • 100 g (3.5 oz) unsalted butter, melted

For the Caramel Layer

  • 1 can (397g) sweetened condensed milk
  • 100 g (3.5 oz) unsalted butter
  • 100 g (3.5 oz) light brown sugar

For the Cheesecake Layer

  • 300 g (10.5 oz) cream cheese, softened
  • 200 ml (7 fl oz) heavy cream
  • 100 g (3.5 oz) powdered sugar

For the Chocolate Topping

  • 200 g (7 oz) dark or milk chocolate, melted
  • 50 ml (1.7 fl oz) heavy cream

Instructions
 

  • Prepare the Base: Combine the crushed biscuits and melted butter. Press the mixture firmly into a lined springform pan. Chill in the refrigerator while preparing the next layer.
  • Make the Caramel Layer: In a saucepan, melt butter and sugar over low heat. Stir in condensed milk and cook until thickened. Pour over the biscuit base and refrigerate until set.
  • Whip the Cheesecake Layer: Beat cream cheese, powdered sugar, and heavy cream until smooth and fluffy. Spread evenly over the caramel layer. Chill again for at least 2 hours.
  • Add the Chocolate Topping: Melt the chocolate with heavy cream over a double boiler or microwave in short bursts. Pour over the cheesecake layer, smoothing it with a spatula.
  • Chill to Set: Refrigerate the assembled cheesecake for at least 4 hours or overnight for best results.
  • Decorate (Optional): Add a sprinkle of sea salt, chocolate curls, or caramel drizzle for a professional finish.
  • Slice and Serve: Use a warm knife to cut clean slices. Enjoy the perfect balance of flavors and textures!
Keyword Cheesecake, Millionaire’s Cheesecake

Thank you for visiting and trying this Millionaire’s Cheesecake recipe.

I hope it brings sweetness and joy to your table.

Enjoy every indulgent bite!


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